Why Bitcoin? How NiHowdy’s Rebates Future-Proof Your Prescription Savings

Why Bitcoin? How NiHowdy’s Rebates Future-Proof Your Prescription Savings

You're not alone if you’re skeptical about receiving rebates in Bitcoin instead of cash. But what if we told you Bitcoin isn’t just a trendy buzzword—it’s a tool to help you afford prescriptions years from now? Let’s break down why NiHowdy chose Bitcoin and how it benefits you.

The Problem with Cash: Inflation Erodes Your Savings

Imagine saving $10 today, only for it to buy half as much in a few years. This isn’t hypothetical—it’s the reality of inflation. Over the past decade, the U.S. dollar has lost about 6-8% of its purchasing power annually. For prescriptions, a $50 copay today could cost $65 in five years, even if the drug itself doesn’t change.

Cash rebates, while immediate, lose value over time. A $10 rebate today might only cover $6 of a prescription in five years. Bitcoin, however, operates differently. With a fixed supply of 21 million coins, Bitcoin is designed to resist inflation. Its value isn’t tied to government policies or central banks, making it a powerful hedge against rising costs.

Bitcoin vs. Cash: A Prescription for Long-Term Savings

NiHowdy’s choice to use Bitcoin isn’t about chasing trends but future-proofing your healthcare. Here’s the breakdown:

• Cash Rebates: Lose value annually due to inflation.
• Bitcoin rebates have historically grown by 150% annually (2013–2023).

For example, if you earn $10 in Bitcoin from a prescription purchase today, that reward could grow to over $100 in five years (based on historical averages). This growth potential turns small rewards into meaningful savings over time.

How Bitcoin Rebates Work: Simple, Secure, and Automatic

NiHowdy makes earning Bitcoin effortless:

1. Sign Up: Create a free account in under a minute.
2. Search & Save: Use our pricing tool to find discounts at 70,000+ pharmacies.
3. Earn Automatically: Bitcoin rewards appear in your account within 30 days after purchasing your medication.

No need to manage crypto wallets or track markets—we handle the complexity. Your dashboard shows your rewards’ value and growth over time so you can watch your savings compound.

What You Can Do With Bitcoin: Flexibility & Control

Bitcoin rewards aren’t locked away. You decide how to use them:

• Hold & Grow: Let Bitcoin appreciate in your NiHowdy account. Over time, these rewards could cover entire prescriptions.
• Withdraw: Transfer Bitcoin to apps like Cash App or Strike to spend, save, or invest elsewhere.
• Cash Out: Instantly convert Bitcoin to dollars if you need immediate funds.

Most users choose to hold their Bitcoin. Why? Let’s say you earn $10/month in Bitcoin from a $200/month medication. In five years, those rewards could grow to $1,200+ (at 58% annual growth), effectively making your prescriptions free for six months.

Bitcoin’s Edge: Outpacing Drug Price Hikes

Drug prices in the U.S. rise 4-6% annually. Meanwhile, Bitcoin has consistently grown faster than inflation and healthcare costs. By converting rebates into Bitcoin, NiHowdy ensures your savings grow faster than the system can raise prices.

Case Study:

Maria pays $150/month for insulin. With NiHowdy:

• Pays $30/month out of pocket.
• Earns $6/month in Bitcoin.
• In five years, her Bitcoin rewards (at 58% growth) will total $1,870—enough to cover 62 months of her insulin costs.

Addressing Concerns: Volatility & Security

We get it—Bitcoin’s price swings can feel intimidating. Here’s how NiHowdy mitigates risks:

• Dollar-Cost Averaging: Small, regular rewards smooth out market volatility.
• Optionality: Convert to cash anytime if you’re uncomfortable holding Bitcoin.
• Security: NiHowdy uses institutional-grade custody (like Coinbase) to protect your rewards.

Built by Pharmacists, Designed for Patients

NiHowdy’s founders spent years watching PBMs and insurers pocket rebates while patients struggled. Bitcoin was chosen because it’s the fairest way to return value to you—the person paying for prescriptions.

Pharmacists understand the system’s flaws. We built NiHowdy to cut out middlemen, pass rebates directly to patients, and use Bitcoin’s growth to counter inflation.

Your Next Steps

1. Search Your Medication to see instant savings.
2. Sign Up to start earning Bitcoin rewards.
3. Watch Your Savings Grow and take control of your healthcare costs.

Bitcoin isn’t just a currency—it’s a tool to reclaim power from a broken system. With NiHowdy, your prescriptions fund your future.