
Resources
What in the NiHowdy
Navigating Health Concerns
NiHowdy 101
Understanding NiHowdy's Rebate System
Meowdy! (NiHowdy for Pet Prescriptions)
NiHowdy for Businesses
- Beyond Prescriptions: How NiHowdy Builds Comprehensive Employee Wellbeing
- Closing the Gaps: How NiHowdy Supports Employees When Health Plans Fall Short
- Do all health plans cover all prescription drugs?
- How Should I Approach This With My CEO/CFO: Strategic Value for HR Leaders
- Maximizing Prescription Savings: How NiHowdy Complements Your HSA/FSA Strategy
- Supporting Employees Through Transitions: How NiHowdy Provides Continuity in Healthcare
- Transforming Prescription Benefits into Strategic Reserves: A Guide for HR Leaders
The Future of NiHowdy and Healthcare
How Can I Save Money on My Pet’s Prescriptions?

Written by Nathan Morgan
Chief Marketing Officer

Reviewed by Nathan Morgan
Chief Marketing Officer
Pet prescriptions can quickly become a financial burden, especially if your pet requires lifelong or chronic treatments. While buying medications directly at your veterinarian’s office may seem easiest, this is often not the most cost-effective method. By exploring alternative pharmacies and taking advantage of NiHowdy’s discount-plus-reward structure, you can minimize spending and potentially offset future vet bills—without sacrificing the quality of your pet’s healthcare.
How Can I Save Money on My Pet’s Prescriptions?
Pet prescriptions can quickly become a financial burden, especially if your pet requires lifelong or chronic treatments. While buying medications directly at your veterinarian’s office may seem easiest, this is often not the most cost-effective method. By exploring alternative pharmacies and taking advantage of NiHowdy’s discount-plus-reward structure, you can minimize spending and potentially offset future vet bills—without sacrificing the quality of your pet’s healthcare.
Compare Your Options: Vet vs. Pharmacy
The veterinarian’s office is convenient if your pet needs medication urgently—immediately after surgery or when dealing with an acute illness. However, convenience usually comes at a premium; many clinics apply a substantial markup to cover storage and handling expenses.
Retail pharmacies, which carry human and veterinary-labeled medications, often purchase in bulk and pass these lower costs on to customers. Even for drugs prescribed explicitly for pets, calling or visiting multiple pharmacy locations in your area is worthwhile when comparing prices.
Ask for a Written Prescription
Requesting a written or electronic prescription is the first step in exploring cheaper pharmacy options. If a generic equivalent exists for your pet’s medication, discuss it with your vet—generic formulations typically carry a lower price tag while maintaining the same efficacy. Your vet can advise whether a brand-name product is medically necessary or a more budget-friendly alternative suits your pet’s condition.
Leverage NiHowdy’s Unique Business Model
NiHowdy offers a two-fold benefit to pet owners:
- Instant Discounts: Show your NiHowdy card at a participating pharmacy, and your medication bill will be immediately reduced.
- Bitcoin Rewards: NiHowdy credits your account with up to 5% back in Bitcoin after each purchase, providing an ongoing financial buffer for future pet healthcare expenses.
How It Works
- Sign Up: Create an account at NiHowdy.com.
- Find a Pharmacy: Use NiHowdy’s directory to locate a nearby participating pharmacy.
- Present Your Card: Hand over your prescription and NiHowdy details to the pharmacist.
- Earn Bitcoin: Track and utilize your Bitcoin rewards as you see fit—either hold onto it as an investment or treat it as a resource for upcoming vet needs.
This approach ensures that you’re not only paying less at the register, but also accumulating rewards to help mitigate the cost of medical care in the long run.
Additional Cost-Saving Measures
Manufacturer Rebates & Coupons
Some manufacturers offer rebates or coupons for chronic medications—such as those treating allergies, heart conditions, or pain. These might be accessible through the drug’s website or obtained directly from your veterinarian. Remember that these promotions can sometimes be stacked with other discounts, allowing you to combine offers for maximum savings.
Bulk Buying
If your pet requires the same medication repeatedly, consider a 60- or 90-day supply rather than a 30-day refill. A larger quantity often yields a lower per-dose cost. However, talk to your vet about expiration dates and proper storage conditions, especially for liquid or temperature-sensitive medications.
Online Pharmacies
Licensed online pharmacies can also be a source of cost savings, as they frequently purchase large quantities at reduced prices. Before using any online service, verify that it requires a valid prescription and has recognized accreditation—this ensures you’re receiving genuine, up-to-date medications. Though NiHowdy focuses on in-pharmacy discounts, shopping around online remains an avenue if you’re looking for the absolute lowest cash prices and are comfortable waiting for shipping.
Preventive Treatments
Flea, tick, and heartworm preventives can be a significant recurring cost for many pet owners. Comparing prices across vet clinics, standard pharmacies, and online options can reveal notable differences. Some manufacturers and retailers hold seasonal promotions or offer loyalty rewards programs—combine these with NiHowdy’s pharmacy discounts if applicable to further cut expenses.
Conclusion
Lowering the cost of your pet’s prescriptions involves a few strategic steps:
- Request a Written Prescription from your vet so you can compare alternatives.
- Explore Retail Pharmacies for potentially better pricing—especially on common medications with human-generic versions.
- Use NiHowdy to reduce immediate costs and build a financial cushion through Bitcoin rewards.
- Consider Bulk Purchases, Rebates, and Online Pharmacies when seeking the best deals for long-term or chronic medication needs.
By following these measures, you’ll help ensure that your pet receives the necessary treatments without placing unnecessary stress on your finances. To learn more about using NiHowdy for your pet’s prescriptions or to find a participating pharmacy near you, visit NiHowdy.com or contact our support team for assistance.